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The 3-2-1 rule, simply explained

Guide · May 13, 2026

Dead drive, stolen PC, ransomware: 3 ways to lose everything. The 3-2-1 rule protects against all 3 at once.

I've seen painful situations in Cluses: 15 years of photos lost, an SME's accounting gone, a PhD thesis vanished. All preventable with the 3-2-1 rule.

The rule in one sentence

  • 3 copies of your files
  • On 2 different media
  • Including 1 off-site (away from home)

Concrete example for a Cluses family

Family photos (30 GB)

  • Copy 1: your PC
  • Copy 2: USB external drive 1 TB (€50) — auto-sync with FreeFileSync or Time Machine on Mac
  • Copy 3: encrypted cloud — Google Photos (199GB at €2.99/month) or OneDrive (100GB at €1.99/month)

Total: €50 drive + €2-3/month cloud.

For pros: 3-2-1-1-0

For an Arve Valley SME, I recommend the extended version: 3 copies, 2 media, 1 off-site, 1 immutable (cloud with versioning, ransomware-proof), 0 errors verified monthly.

Common mistakes

"I have my photos on OneDrive, it's backed up"

No. OneDrive is sync, not backup. Delete a file = it's deleted in the cloud too. Ransomware encrypts = OneDrive too.

"My external drive is always plugged in"

Then ransomware encrypts it too. Plug only for backup, then unplug.

"I back up once a year"

Match backup frequency to creation frequency: photos monthly, pro docs weekly, accounting daily auto.

My setup in Cluses

€50 backup setup plan (on-site or remote): hardware choice, auto-sync, restore test, 30-min training. Call +33 7 83 44 65 99.

Call+33 7 83 44 65 99